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	<title>Bill Haddox Insurance: The Blog</title>
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	<description>Find out what an Independent Agent can do for you!</description>
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		<title>Bill Haddox Insurance: The Blog</title>
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		<item>
		<title>&#8216;Silver tsunami&#8217; of seniors making roads unsafe?</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/22/silver-tsunami-of-seniors-making-roads-unsafe/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/22/silver-tsunami-of-seniors-making-roads-unsafe/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 14:30:31 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Auto]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Disability]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Umbrella]]></category>
		<category><![CDATA[ALL Personal Insurance]]></category>
		<category><![CDATA[American Modern Insurance]]></category>
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		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Kemper Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[MetLife Insurance]]></category>
		<category><![CDATA[Mobile Home Insurance]]></category>
		<category><![CDATA[Motorcycle Insurance]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>
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		<category><![CDATA[Personal Watercraft Insurance]]></category>
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		<category><![CDATA[Republic Insurance Group]]></category>
		<category><![CDATA[RV Insurance]]></category>
		<category><![CDATA[Safeco Insurance]]></category>
		<category><![CDATA[senior driver]]></category>
		<category><![CDATA[The Hartford]]></category>
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		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=701</guid>
		<description><![CDATA[Brace yourself for the “silver tsunami” that’s expected to wash over our highways in coming years. The Automobile Association of America (AAA) is warning that, as baby boomers grow older, a wave of less skilled drivers will likely create potential road dangers across the country. Quoting figures from the U.S. Census Bureau, the AAA says [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=701&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>New homeowner insurance basics</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/20/new-homeowner-insurance-basics/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/20/new-homeowner-insurance-basics/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 14:30:21 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Home & Auto]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Umbrella]]></category>
		<category><![CDATA[ALL Personal Insurance]]></category>
		<category><![CDATA[American Modern Insurance]]></category>
		<category><![CDATA[ATV Insurance]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Chubb Insurance]]></category>
		<category><![CDATA[Firemans Fund]]></category>
		<category><![CDATA[Flood Insurance]]></category>
		<category><![CDATA[Germania Insurance]]></category>
		<category><![CDATA[Grundy Worldwide Collector Car Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Kemper Insurance]]></category>
		<category><![CDATA[life changes]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[MetLife Insurance]]></category>
		<category><![CDATA[Mobile Home Insurance]]></category>
		<category><![CDATA[Motorcycle Insurance]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>
		<category><![CDATA[National Lloyds Insurance]]></category>
		<category><![CDATA[new house]]></category>
		<category><![CDATA[Personal Watercraft Insurance]]></category>
		<category><![CDATA[Progressive Insurance]]></category>
		<category><![CDATA[Property Insurance]]></category>
		<category><![CDATA[Republic Insurance Group]]></category>
		<category><![CDATA[RV Insurance]]></category>
		<category><![CDATA[Safeco Insurance]]></category>
		<category><![CDATA[The Hartford]]></category>
		<category><![CDATA[Travelers Insurance]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=664</guid>
		<description><![CDATA[You&#8217;ve been searching for the perfect house for months. Finally, you find the one. After your offer is accepted and a small mountain of paperwork is signed, it&#8217;s yours. What are you going to do next? If you&#8217;re smart, before you pack a single box, you will make sure your home insurance has you covered [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=664&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Understanding the Tax Implications of Life Insurance, Part 1, 2, and 3</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/17/understanding-the-tax-implications-of-life-insurance-part-1-2-and-3/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/17/understanding-the-tax-implications-of-life-insurance-part-1-2-and-3/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 17:02:57 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=812</guid>
		<description><![CDATA[Here are some great articles from a fellow blogger: Might be worth your read Understanding the Tax Implications of Life Insurance, Part 1. Understanding the Tax Implications of Life Insurance: Part 2. Understanding the Tax Implications of Life Insurance: Part 3. As always, if you have any questions, give us a call or email! 254-662-4171 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=812&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>I&#8217;m not buying it &#8212; life insurance</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/15/im-not-buying-it-life-insurance/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/15/im-not-buying-it-life-insurance/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 14:30:26 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=738</guid>
		<description><![CDATA[Although the thought of loved ones struggling financially after your death is unbearable, somehow you never get around to buying life insurance. Join the club. Ownership of individual life insurance is at a 50-year low, with only 44 percent of households having individual coverage. A troubling 30 percent of households have no life insurance at [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=738&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title></title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/14/761/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/14/761/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 14:30:53 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[February 14]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Love]]></category>
		<category><![CDATA[Valentine]]></category>
		<category><![CDATA[Valentine's Day]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=761</guid>
		<description><![CDATA[Filed under: Uncategorized Tagged: February 14, Insurance, Life Insurance, Love, Valentine, Valentine's Day<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=761&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Love your Valentine&#8217;s Day gift? Insure it!</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/14/love-your-valentines-day-gift-insure-it/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/14/love-your-valentines-day-gift-insure-it/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 14:30:25 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Blog]]></category>
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		<category><![CDATA[Umbrella]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Travelers Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Love]]></category>
		<category><![CDATA[Germania]]></category>
		<category><![CDATA[MetLife]]></category>
		<category><![CDATA[Kemper]]></category>
		<category><![CDATA[National Lloyds]]></category>
		<category><![CDATA[Valentine]]></category>
		<category><![CDATA[Valentine's Day]]></category>
		<category><![CDATA[grundy]]></category>
		<category><![CDATA[republic insurance]]></category>
		<category><![CDATA[south & Western]]></category>
		<category><![CDATA[st valentine]]></category>
		<category><![CDATA[chocolate]]></category>
		<category><![CDATA[jewelry]]></category>
		<category><![CDATA[romantic]]></category>
		<category><![CDATA[gift]]></category>
		<category><![CDATA[engagement]]></category>
		<category><![CDATA[engagement ring]]></category>
		<category><![CDATA[ring]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=792</guid>
		<description><![CDATA[Valentine’s Day is upon us, and thoughts of people everywhere turn to… jewelry. Those who don’t buy shiny things for Valentine’s Day may prefer other types of valuables, such as electronics, artwork, antiques, wine and furs. All totaled Valentine’s Day spending will tally approximately $17.6 billion of retail sales, with $4.1 billion of that being [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=792&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<item>
		<title>4 Reasons you need renters insurance</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/13/4-reasons-you-need-renters-insurance/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/13/4-reasons-you-need-renters-insurance/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 14:30:05 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[ALL Personal Insurance]]></category>
		<category><![CDATA[American Modern Insurance]]></category>
		<category><![CDATA[ATV Insurance]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Chubb Insurance]]></category>
		<category><![CDATA[Firemans Fund]]></category>
		<category><![CDATA[Flood Insurance]]></category>
		<category><![CDATA[Germania Insurance]]></category>
		<category><![CDATA[Grundy Worldwide Collector Car Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Kemper Insurance]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[list]]></category>
		<category><![CDATA[MetLife Insurance]]></category>
		<category><![CDATA[Mobile Home Insurance]]></category>
		<category><![CDATA[Motorcycle Insurance]]></category>
		<category><![CDATA[National Flood Insurance Program]]></category>
		<category><![CDATA[National Lloyds Insurance]]></category>
		<category><![CDATA[Personal Watercraft Insurance]]></category>
		<category><![CDATA[Progressive Insurance]]></category>
		<category><![CDATA[Property Insurance]]></category>
		<category><![CDATA[Republic Insurance Group]]></category>
		<category><![CDATA[RV Insurance]]></category>
		<category><![CDATA[Safeco Insurance]]></category>
		<category><![CDATA[The Hartford]]></category>
		<category><![CDATA[top 4]]></category>
		<category><![CDATA[Travelers Insurance]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=662</guid>
		<description><![CDATA[If you&#8217;re a renter and think your landlord&#8217;s insurance policy will cover you after a fire or robbery, you&#8217;re mistaken – but not alone. &#8220;Many renters can be under the false impression that their landlord&#8217;s insurance is providing them with some level of coverage in the event a loss occurs, and this is not the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=662&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>January Newsletter</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/10/january-newsletter-2/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/10/january-newsletter-2/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 16:34:42 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
				<category><![CDATA[Newsletter]]></category>

		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=785</guid>
		<description><![CDATA[Beneficiaries’ Needs Many times when discussing life insurance needs and options with clients, the discussion focuses upon the future of the insured person: potential savings; final expense costs; tax treatment of premiums and cash values; and future sretirement benefits. Yet what should never be overlooked is the key purpose of all life insurance: protecting the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=785&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Home Inventory: Know your stuff!</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/08/home-inventory-know-your-stuff/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/08/home-inventory-know-your-stuff/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 14:30:20 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
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		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=735</guid>
		<description><![CDATA[Most people know that a homeowners or renter’s insurance policy is crucial when it comes to protecting your home from a fire or other disaster. However, if you want to safeguard your valuables from the unexpected, there’s another important document you may be overlooking: a home inventory.   If disaster strikes and your home and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=735&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Sneaky ways a home remodel can torpedo your insurance</title>
		<link>http://billhaddoxinsuranceblog.wordpress.com/2012/02/06/sneaky-ways-a-home-remodel-can-torpedo-your-insurance/</link>
		<comments>http://billhaddoxinsuranceblog.wordpress.com/2012/02/06/sneaky-ways-a-home-remodel-can-torpedo-your-insurance/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 14:30:23 +0000</pubDate>
		<dc:creator>Bill Haddox Insurance</dc:creator>
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		<guid isPermaLink="false">http://billhaddoxinsuranceblog.wordpress.com/?p=659</guid>
		<description><![CDATA[Like many homeowners, you may believe that a home remodel pays for itself – and then some – by boosting your home&#8217;s market value or increasing its curb appeal. But a major renovation can open the door to financial trouble if you overlook a few important details related to insurance. Before starting any renovation project, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=billhaddoxinsuranceblog.wordpress.com&amp;blog=27979488&amp;post=659&amp;subd=billhaddoxinsuranceblog&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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