Many homeowners believe that a powerful hurricane is necessary to cause widespread damaging floods. However, the recent floods that devastated portions of Tennessee, Georgia and other states are proof that floods can occur without warning.
Floodwater will cause expensive damage to your home and its contents, but standard home owners insurance will not pay to help you recover from the damage. The only way to get the financial help you need is from a flood insurance policy.
Flood insurance is available for any homeowner who lives in a community that participates in the National Flood Insurance Program. To find out if your community participates, visit http://www.floodsmart.gov.
Properties located outside “special flood hazard areas” or “flood zones”account for 30% of the properties damaged by floods in the U.S. This fact is an important reminder that everyone should consider purchasing flood insurance.
For more information, call our service team today.