Calculating Life Insurance Needs

You’ve been told that you need life insurance, but how do you determine how much?

The answer to this question is complicated and is based on multiple inputs regarding your probable longevity, your dependents, your debt, your assets and your need or desire to leave money to your survivors.

The best practice is to consult a life insurance agent. Your professional advisor will ask questions you may not have considered on your own and will help you determine a coverage amount based on your answers. It’s a straightforward process that will provide an excellent estimate of the amount and kind of coverage best suited to your needs.

Your advisor will also be able to show you options on policies and discuss the companies, benefits and costs with you. For more information, call our service team today. 254-662-4171


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